finance

Jigisha Enterprises Pvt Ltd

Enabling Industrial Growth Through Flexible & Strategic Financing Solutions

Jigisha Enterprises Pvt Ltd understands that large-scale industrial supply, turnkey project execution, and infrastructure development require more than just materials and manpower — they require robust financial solutions tailored to real-world challenges. That’s why we’ve introduced the Jigisha Finance , a comprehensive platform offering easy, transparent, and project-aligned financing options for our clients, partners, OEMs, vendors, and strategic collaborators

Jigisha Empower Welcome

Buy Now Pay Latter Or Pay By EMI

Enjoy the ease of “Buy Now, Pay Later” and EMI options through our trusted finance partners. We’re committed to offering value, convenience, and a hassle-free shopping experience to meet your needs with confidence.

Jigisha Empower Welcome+

Overdraft Facility

Looking for a specific Product for metro train Station ? Our team at Jigisha specializes in designing and manufacturing custom parts to fit your unique needs. Whether you need a replacement part or a completely new design, we’ve got you covered. Contact us today to get started on your project.

Jigisha Empower+

Instant Loan

Looking for a specific Service for metro train Station / Workshop ? Our team at Jigisha specializes in Providing Various Types Of Services / customized Services to fit your unique needs. Whether you need a Worker or Operator, we’ve got you covered. Contact us today to get started on your project.

Jigisha Empower++

Unsecured Pre-Sanctioned Term Loan

Looking for a specific part for metro train ? Our team at Jigisha specializes in designing and manufacturing custom parts to fit your unique needs. Whether you need a replacement part or a completely new design, we’ve got you covered. Contact us today to get started on your project.

Jigisha Empower Ultra

Unsecured Business Loan

Looking for a specific Product for metro train Station ? Our team at Jigisha specializes in designing and manufacturing custom parts to fit your unique needs. Whether you need a replacement part or a completely new design, we’ve got you covered. Contact us today to get started on your project.

Jigisha Empower Ultra+

Raw Material Financing

Looking for a specific Service for metro train Station / Workshop ? Our team at Jigisha specializes in Providing Various Types Of Services / customized Services to fit your unique needs. Whether you need a Worker or Operator, we’ve got you covered. Contact us today to get started on your project.

Jigisha Empower Ultra++

Plant, Machinery & Equipment Finance

Looking for a specific part for metro train ? Our team at Jigisha specializes in designing and manufacturing custom parts to fit your unique needs. Whether you need a replacement part or a completely new design, we’ve got you covered. Contact us today to get started on your project.

Jigisha Empower Mega

Business Expansion Term Loan

Looking for a specific Product for metro train Station ? Our team at Jigisha specializes in designing and manufacturing custom parts to fit your unique needs. Whether you need a replacement part or a completely new design, we’ve got you covered. Contact us today to get started on your project.

Jigisha Empower Wheel Of Fortune

Commercial & Industrial Vehicle Financing

Looking for a specific Service for metro train Station / Workshop ? Our team at Jigisha specializes in Providing Various Types Of Services / customized Services to fit your unique needs. Whether you need a Worker or Operator, we’ve got you covered. Contact us today to get started on your project.

Jigisha Empower Get Set Go

Non Commercial Vehicle Financing

Looking for a specific part for metro train ? Our team at Jigisha specializes in designing and manufacturing custom parts to fit your unique needs. Whether you need a replacement part or a completely new design, we’ve got you covered. Contact us today to get started on your project.

Jigisha Empower Sweet Home

Housing Finance

Looking for a specific Product for metro train Station ? Our team at Jigisha specializes in designing and manufacturing custom parts to fit your unique needs. Whether you need a replacement part or a completely new design, we’ve got you covered. Contact us today to get started on your project.

Jigisha One Happy Family

Insurance

Looking for a specific Service for metro train Station / Workshop ? Our team at Jigisha specializes in Providing Various Types Of Services / customized Services to fit your unique needs. Whether you need a Worker or Operator, we’ve got you covered. Contact us today to get started on your project

Jigisha Enterprises Pvt Ltd

Objective Of Jigisha Finance

To empower businesses of all scales — from Indian Railways production units to MSMEs, from metro rail contractors to industrial buyers — with accessible, responsible, and milestone-linked financial services that support their operational and project-based needs.

Jigisha Enterprises Pvt Ltd

Key Features of Jigisha Finance

Flexible Credit Solutions

  • Buy Now – Pay Later (BNPL)  for industrial product purchases
  • 30–120 days deferred payment terms for bulk and recurring customers
  • Custom credit lines for government departments, PSUs & EPC contractors

Vendor Finance

  • Onboarding credit assistance for OEMs, manufacturers, MSMEs supplying to Jigisha
  • Early payment  for vendors against verified PO/invoice
  • Financing available against IREPS, GEM, and Railways’ project orders

Project-Based Financing

  • Finance aligned with milestone-based deliverables (e.g., commissioning, testing)
  • Installation, maintenance, and AMC projects backed by scheduled payouts
  • Specific packages for KAWACH, OHE, S&T, and Metro installation projects

Leasing & EMI-Based
Equipment Supply

  • Option to lease critical equipment and heavy industrial machines
  • EMI plans for buyers of high-value technical equipment and tools

Industrial Loan Facilitation

  • Soft tie-ups with NBFCs and national banks for industrial term loans
  • Guidance and documentation support for MSME & startup loans
  • Co-financing support for government-aligned infrastructure projects

Digital Credit Management

  • Fully digitized account with credit ledger
  • Email/SMS reminders, credit alerts, digital invoice tracking
  • Client dashboard to monitor credit utilization and payment status

Jigisha Enterprises Pvt Ltd

Target Users of Jigisha Finance

Category

Support Offered

Railway Production Units

Deferred payment supply, AMC-linked payouts, installation credit

Metro Rail Contractors

Equipment leasing, milestone-based payouts, raw material credit

Industrial Buyers

BNPL options, credit line for repeat procurement, equipment on EMI

OEMs & Vendors

Working capital assistance, early payment finance, PO-backed advances

Raw Material Suppliers

Financing against Jigisha bulk demand contracts, credit rotation

Jigisha Enterprises Pvt Ltd

Strategic Benefits

  • Faster Procurement: Clients can acquire products or services immediately without waiting for budget release or internal fund flow.
  • Reduced Working Capital Pressure: OEMs and vendors receive payment or part-advance quickly, enabling timely delivery and expansion.
  • Inclusive Participation: MSMEs, startups, and small vendors with domain expertise but limited liquidity can actively participate in high-value projects.
  • Government-Friendly Model: Designed in line with PSU, Indian Railways, and GEM procurement norms — ensuring compliance and transparency.

Jigisha Enterprises Pvt Ltd

Security & Governance

  • All finance arrangements are legally governed by mutual agreements
  • PAN, GST, KYC, and Work Order verification mandatory for financing
  • Credit underwriting in partnership with recognized NBFCs and cooperative banks

Jigisha Enterprises Pvt Ltd

Digital Enablement

  • Jigisha customer portal for online application & status tracking
  • E-signature enabled documentation
  • API-enabled integration with ERP systems for enterprise clients

Jigisha Enterprises Pvt Ltd

Future Vision

Jigisha aims to scale its finance by:

  • Establishing a dedicated NBFC or fintech division for industrial finance
  • Collaborating with SIDBI, NSIC, and state-level industry banks
  • Launching a Vendor Credit Rating System to help SMEs improve their market credibility
  • Creating Project Linked Investment Bonds for PSU infrastructure financing

Jigisha Enterprises Pvt Ltd

Summary

The Jigisha Finance  is a backbone to our mission of building India’s industrial and railway future. It’s not just about making transactions easier — it’s about enabling real-time growth, trust-based partnerships, and a self-reliant industrial ecosystem where finance is never a barrier to excellence.